In the first quarter of 2013, I spent over 7% of my take-home pay on dining out. This is not counting vacation eating, already-fixed meals that I picked up at the grocery store, or 20-ounce Cokes at $1.79 a pop from the convenience store. This is not conducive to take-another-trip-to-Paris and buy-a-house-get-out-of-the-condo savings plans. I need a vacation from spending and to get myself back on track.
So: I am declaring this a (Mostly) No-Spend Month. No-spend months have become pretty common around the blogosphere, no need for explanation. My "mostly" qualifier probably needs some clarification, so here it is.
1. I have Bruins and Sox tickets. I am allowed to buy reasonable amounts of food and drink at such, plus pay for parking and transportation and fun things like that.
2. I am not changing any of my autopay bills, gym membership, Netflix, etc for the month. I am going to try to actually make use of them though.
3. I am allowed to take Merrow out for her birthday, and have drinks and queso with Sprockets.
4. Wine Wednesday at Riddle's is ok as long as I use the gift card I have. Ditto coffee from Dunks.
5. Lunch out on Friday if I've behaved for the week.
Basically I'm just trying to rein myself in on eating out multiple times a week, impulse purchases from Target and Amazon, and buying any more clothes/shoes/house stuff right now.
I'm going to post spending estimates for the week and weekend on Mondays and Fridays, with updates on how I did.
Less spending, more cooking at home, maybe even working out a little. Here we go.